在苏梅岛找到您的新家! - 提供超过750处房源!
WhatsApp WeChat Line EUR THB USD GBP CNY RUB ILS AUD

ℹ︎

买家指引

我们Doctor Property是一家声誉良好的极其负责任的房地产代理商。我们不会对您隐瞒任何信息,也不会为了增加销售额而对信息进行美化修饰。我们有公司质量标准,并受之约束,每一位员工都必须要建立并保持公司的声誉。在与您沟通的过程中,我们不仅会告诉您好处和优点,同时也会指出在泰国购买房产时的一些风险。在任何地方购买任何东西都存在风险—-解决方案是找到您可以信赖的人并获取正确的信息!我们会像您的亲密家人一样欢迎您来到这里,也因此,您的利益就是我们的利益!

在泰国,对于想要购买房产的外国人来说,购买的运作方式与在欧洲有所不同。 我们希望能够提前给您提供有用的信息,以便您最大可能地在这里购买到您的梦想家园(土地/别墅/公寓等等)。但是,我们也要在此声明,这些信息并不具备法律约束力,我们建议您可以咨询当地优秀的律师,如果您需要,我们可以为您推荐专门研究此类案例的专业律师。

所有希望在泰国购买房产的外国人都应该事先知道,泰国的国家法律和地方法律并不为外国公民的纯粹投机直接拥有土地所有权提供便利。在泰国,虽然外国投资受到追捧和鼓励,但与任何类型的投资一样,必须根据国家的相关法律法规进行。所以我们建议您,对于在网上阅读到的所有内容,应该始终寻求律师的帮助,尽最大可能核实其事实性和法律确定性,包括您现在正在阅读的这些内容!

?︎

对在泰国置业感兴趣的您,可能会有以下疑问:

外国人是否可以在泰国购买(拥有)土地?

直接答案 :不可以。但是,存在例外情况,有许多更实际的间接方法可以确保您在泰国建造房屋的土地使用权。

方法一:租赁产权

首先,土地必须由泰国实体(泰国公民或公司)合法拥有。然后,外国人可以签订协议租赁土地使用权,每次合同最长可租赁30年。如果双方同意,协议可以进一步续签,有些项目会提供30 + 30 + 30年租约,总租期为90年。对于外国投资者来说,这是一个很有吸引力的选择,因为它提供了最具保护性的法律效应,同时其租期长度带来的回报足以超过初始投资。如果您希望以租赁产权购买已完工的别墅或房屋,您将与土地所有者签订协议。一般来说,建筑物和其所在的土地是彼此不同的两个独立资产,但是也有一种“混合”型的财产所有权结构,外国人租赁土地的同时也可以直接拥有该建筑物。当您从地主手中“购买”一片空地时,或者是从开发商手中“购买”别墅等房产时,都可以使用这种方法。租赁协议上所有权(暂时)的持有人是外国人自己的个人名称,将会在土地管理局处进行登记备案。

方法二:成立泰国公司

您可以通过成立一家泰国有限公司用以购买泰国房地产。您持有公司49%的股份,剩余的51%必须由至少3名泰国代理人持有,泰国代理人按公司成立期间商定的小额年度或月度股息形式持有股权,同时彼此之间匿名。这样,您将是公司的董事长兼最大股东,拥有公司的唯一行政权。我们会为您提供值得信赖的法律专业人士,负责注册公司、开立公司银行账户、设置公司账簿和跟进土地转让过程。必须指出的是,这种方法更适用于有后续业务运营的房地产投资,例如后续将进展租赁业务等。我们不建议置业后长期自住的客户采用此方法,因公司账簿上毫无收入/支出显示。这是一种安全、可靠、值得信赖的方法,目前几乎99%的外国人都采用这种方法在泰国进行房地产投资。

方法三:终身使用权

与前面的租赁产权类似—-由泰国公民持所有权,外国人则持终身使用权。与租赁产权不同的是,一旦双方达成协议,会在土地局登记处将房产记录备案为用益物品—-也就是外国人终身享有该房产的使用权,可以自由居住或将之出租。还有一点区别于租赁产权的是,这里的使用权在使用权持有人死亡后即到期,不能作为遗产传递给继承人。

方法四:投资(大额!)

如果您在泰国投资超过4000万泰铢,泰国政府(投资委员会)将允许您购买面积达1莱(即1,600平方米)的土地作住宅用途。除经费外,也会有一些其他条件和要求,这对绝大多数人来说稍微不切实切,但一旦成功,不仅赋予您在泰国拥有土地的权利,而且或多或少会拥有泰国公民的其他权利。

方法五:加入泰国国籍!

您可以通过加入泰国国籍获得泰国公民身份,但一般不被视为大多数人的投资策略。在泰国持非移民签证持续居住3年后,可申请泰国永久居留权,一旦获得,可以在几年后申请泰国公民身份,具体取决于是否达到规定要求,如泰语语言能力、泰国文化和遗产知识等。

外国人是否可以在泰国购买(拥有)公寓?

这是外国人最直接的选择。外国人购买公寓属于公寓法案B.E.2535的管辖范围。 此法案规定,外国公民可以拥有公寓总建筑面积的49%。例如,在楼层面积相同的100间公寓中,可出售给外国业主49个单元,其余51个单元必须由泰国公民持有。通常来说,如果外国业主所有权配额已满,泰国公民持有的单位可以按30年租赁产权提供给外国人,或者使用泰国公司进行购买。

在泰国购买房产时需要缴纳哪些税费?

  1. 过户费:也称转让费,为官方评估价值的2%;
  2. 印花税:合同售价的0.5%;
  3. 特种商业税:合同售价的3.3%;
  4. 个人所得税:这项税收是基于个人的,还必须考虑个人收入结构。根据统计,对于中低价位的房产,预计为2%,对于高价位房产,预计为3%;
  5. 没有房产税。

🕮︎

The guide for your real estate purchase in Koh Samui – Thailand!

Here Doctor Property presents all the important information that you should consider when buying a property in Thailand. However, this information applies only to non-Thai nationals. We would also like to invite you to visit our blog regularly. There we report about changes and new interesting real estate projects.

Basic considerations before you buy a property in Koh Samui – Thailand!

A purchase decision for a property should always be well considered. Here, it is particularly important to inform yourself in advance about the current legal situation and to seek legal advice. Doctor Property recommends you some good law firms if you wish. Of course, we will always be available to advise you. For this topic you should take some time and understand everything before you buy a property in Thailand. Here in Thailand, the procedure is certainly something different than what you know, for example, from your home country. Likewise, the same rules apply here for real estate acquisition, as elsewhere. Is the location of the property good? Do you have a reputable estate agent? How expensive may the new property be? Do I need a financing? Do I want to use this property myself, or rent it commercially?

If you have a clear answer to all these questions, Doctor Property would like to help you find the right property. We see ourselves as an independent real estate agent and are very familiar with the peculiarities of the market on Koh Samui. We can competently assist you in the location as well as in the valuation of the property.

Is financing through a Thai bank possible?

Many interested people are thinking of buying a property in Thailand, especially in Koh Samui. In recent years, the interest rate policy of the banks was very friendly, almost inviting to a possible real estate loan. Many properties have even been fully financed in their home countries. From this consideration, the idea grows to finance a property in Thailand well and cheaply. Unfortunately, in 95% of cases, this game of thought does not work in Thailand. Funding through a Thai bank is almost impossible for a non-Thai citizen. In very few cases, customers evade a lending institution in Hong Kong. Also, there are only a few cases a chance of success, if you speak with your house bank and want to apply for a loan. However, some small development companies offer some development companies that offer their own project with financing. Some of these offers can also be found at Doctor Property. Nevertheless, you should go with the hiring of a 100% self-financing to the property search.

Would you like to buy your property in Koh Samui – Thailand as a pure investment?

If you play with this idea, then you should seek competent advice. It is important to consider in advance which type of property is best. Whether it’s a villa, a townhouse, a condo, or a condominium. It should also be noted which property title this property carries. This is usually very important for a resale. Also a consideration of the expenditures, as for example the maintenance expenditures, security and the management costs are partly quite different. You should also consider which object generates high demand. Are they 3-bedroom villas, or just the two-bedroom apartment? After all these considerations, serious projections of returns can be made. Here too, some development companies offer guaranteed returns on their own real estate. You can also find some offers here at Doctor Property.

Take some time for this and look at the rental price market in Koh Samui. Take a look at the relevant rental portals, such as booking.com, agoda.com, or airbnb.com and get an impression of which type of property is in high demand and good rating. Sometimes even the less considered choice is a small villa with its own pool.

Property types: individual property, community facilities, or apartment complexes?

On Koh Samui you have the choice between all these different species. You can opt for the single villa on a hillside with a fantastic sea view, a community of many villas, to an apartment complex in the city. Every type of property has its authorization. For example, many investors like the benefits of a community investment. This includes 24-hour security, regulated maintenance, cleaning and a comprehensive service package, from booking to customer care. However, if you are looking for a property for your own use, you may prefer the quiet location and the greater privacy of a single villa. Here you have to make the right choice for yourself. Doctor Property will also be pleased to show you different examples so that you can make your right choice.

Deposit / Reservation of the property in Koh Samui – Thailand

If you decided after all research and considerations to purchase a property and have already found the right one, then it is customary on Koh Samui and Thailand to make a small down payment on your property. As a rule, it is 100,000 THB for an apartment and 200,000 THB for a villa. This payment is governed by a preliminary contract and the property is taken off the market. As a result, you now have the option of arranging the purchase agreement together and subjecting the desired property to a risk assessment (due diligence) once again. There are usually 4 to 6 weeks available. The design of the down payment contract or reservation contract is individual. Sometimes the development company will provide you with a copy, or you may even design a contract with the owner of the property. There are no specific conditions for this.

Perform due diligence / risk assessment of the property

Before signing the main purchase contract, you should instruct your legal representative to review all risks.
Which includes:

  • Is there a legal right of access to your property?
  • Do the sellers even have the right to sell this property?
  • Are debts, mortgages, or liens on this property registered?
  • Are legal regulations (construction law) ignored?
  • If the sale is regulated by a company, then please check what is still in the company and whether it is debt-free and all taxes have been paid!

New construction projects (off – plan real estate) on Koh Samui – Thailand

At Doctor Property you will find some new construction projects. Our clients often ask themselves, how safe is my investment in such a planned real estate project? The real estate market on Koh Samui has gained importance only in recent years. The popularity of the island and the yield opportunities in real estate letting increase the property market from year to year. For this reason, there are currently many development companies to market these new projects. Concern for such projects is not shared by our Doctor Property team. Of course, there may be small differences between the marketing brochures and the finished villa, but usually you will also receive the property as promised to you when you sold it. The computer technology and 3D design make many things possible today and the customer gets a very good idea of ​​his future property. Similarly, with off-plan development you have some financial headroom. You do not need to provide the entire capital from the beginning. After a down payment you usually pay in sections. Completely dependent on the construction progress. This also gives you a security only to pay for what has already been built. Another advantage of such a new construction project is the co-determination during the construction process. Here, many development companies have the opportunity to adapt the type of materials, color and interior design to their wishes. Another big advantage is that at the beginning you have the free choice of the property. As a rule, the villas, or apartments with the best view, or the best location are sold first. In this case, it is really important to decide on the right property in a timely manner. From our experience, new construction projects are sold in a very short time. Often the objects are only 6 months on the market. Feel free to send us your contact details and we at Doctor Property will regularly send you new projects via email.

Important excerpts of the building codes and environmental regulations of Koh Samui – Thailand

An essential part of the building regulations on Koh Samui is the dependence of the distance of the property to the beach. The planning permission obtained in the municipal office and is of course mandatory here before construction to have the approval for it.

  • If your property is within a 10 meter radius of the beach, then you may not build there at all.
  • If your property is within a 50 meter radius of the beach, then you may only build a single storey house. Maximum height here is 6 meters (with roof), maximum building area is 75 m2
  • If your property is within a 200 meter radius of the beach, then you may only build a maximum of 12 meters high and an area of ​​2,000 m2 may not be exceeded.
  • If your property is located outside of 200 meters, then you may only build a maximum of 12 meters high.
  • If your plot is under 80 meters above sea level, there will only be restrictions on hotels and villa projects of more than 10 villas. For normal villas there are no provisions
  • If your plot is between 80 and 140 meters above sea level, then you may build a detached house if your plot is larger than 400 m2. The maximum height of 6 meters must also be respected and half of the property can only be built on. Likewise, the design must fit harmoniously into the landscape. You should definitely seek the help of expert architects.
  • If your plot is over 140 meters above sea level, then essentially the same applies as before, but with the further restriction that you may only cultivate 90 m2 of land.
  • If your plot is above 140 meters and your land is between 35 and 50 degrees, then you may only build one house with a floor area of ​​80 m2. Likewise, only 25% of the land is to be cultivated. 50% must remain open space, 25% usable space. The plot size must total at least 480 m2.
  • If the slope is greater than 50 degrees, then a new building is prohibited.

Guarantees from the developer for your villa, or apartment in Koh Samui – Thailand

  • Apartments / Condominiums with registered government title: Here you will usually receive a 5 year warranty on the shell and 2 years on the entire property. However, some property developers also offer higher guarantees here.
  • Property projects not regulated by the state: Here you must check the terms of the guarantee yourself with the property developer. There are no guidelines for this. In general, some developers give a 10-year warranty on the shell.

Legislation on acquisition of real estate in Koh Samui – Thailand

Buying a house or a villa

First of all, the Thai law clearly regulates the rules for the acquisition of land for foreigners. Foreign nationals are not allowed to buy Thai land. It is only allowed to purchase buildings or houses. There are now only 3 options on how to own property in Thailand.

  1. Option (Leasehold): As a foreign national, you can also set up a lease (leasehold) over the land / property. This is usually valid for 30 years and already includes options for further lease extensions. If you wish, other conditions can be integrated. For example, at maturity a possible purchase option.
  2. Option: You are investing over 40 million baths in Thailand and the Government (Board of Investment) will allow you to buy land up to a size of 1 Rai (1,600 m2) for residential purposes.
  3. Option (Freehold): Open a Thai limited company (Thai limited company). This company will carry out and maintain the purchase of land / land. The property is then entered into your company. However, a foreign national may only hold a maximum of 49% of the shares in the company. For each foreign shareholder, you need 3 other Thai co-partners to start the company.

Example 1: A foreign citizen founds the company, he owns only 49% of the shares. He needs 3 more Thai partners.
Example 2: Two foreign nationals set up the business, but can only own 49% of the shares themselves. You now need another 6 Thai partners.

The foundation of the company must always be done through a lawyer. The lawyer usually also provides the necessary Thai shareholders. These shareholders are only of a passive nature and will make an annual allowance. They, as foreign nationals are appointed to the director (CEO). Only you are authorized to sign and manage the fortunes of the company. The statute of the company is designed so that only you have the control of the company. When the company is founded, an open share transfer form will be signed by the Thai Shareholders. With this document you, as director, can arbitrarily exchange the remaining shareholders, if necessary.

You now have the right to resell or lease your property. You are also permitted to transfer your rights to other persons. Of course, the company you set up is bound by applicable laws. This means you must complete the accounting and shareholder meetings at prescribed intervals. Likewise, you should pay the taxes on time. All these regulatory matters are handled by lawyers. The foreign investor only gives the order to the administration. The total annual management fee and shareholder fee is an average of 20,000 THB .

If you have acquired the land with the help of the Thai company, it is also advisable to purchase the house, or the villa in the same constellation. Although it allows lawmakers to 100% foreign owned buildings. By this variant, simultaneous possession of house and property by the Thai company you can use many tax advantages.

Differences in the different land or land titles

Again, there are differences in legislation in Thailand. In essence, two titles are relevant to foreign nationals. On the one hand, this is the title “Chanote” and “Nor For Sam Kor”. We would like to explain to you both in the following.

Title “Chanote” (Chanote ti din):

This title is the best land title for the owner, or investor. He is the best title of the survey accuracy. Likewise, the chanote title can be transferred very easily and quickly. All titles are issued by the respective Land Authority. Optically, the titles can be distinguished just as well for foreigners. The chanote title is always created in red. On site, the land is also marked with a post in the ground.

Title “Nor Sor Sam Kor”:

The difference to the above described title “Chanote”, is the accuracy of the measurement. This can lead to minor inaccuracies. The transfer to another owner takes a little longer. The document is issued in black.

Title “Nor Sor Sam”:

This title is the most inaccurate, of all three titles. There are big deviations from the survey. Measurement tolerances can be up to 20%. In the event of a transfer / sale, a public announcement must be made 30 days in advance. The title “Nor Sor Kor” is created in green.

Buy an apartment / condominium, or a condominium

If you would like to acquire a condominium in a large apartment complex, then there is the possibility that you can acquire it 100% as a foreigner. But only if not more than 49% of the private living space is held by foreigners in the entire facility. This model is referred to as Condo Freehold.

If it is no longer possible to use this distribution, then you have the opportunity to purchase this apartment through the models already described. Either you start a Thai company, or you can lease / rent this apartment for 30 years.

Which visa is required for a purchase of real estate in Koh Samui – Thailand?

Foreign citizens have 3 types of visas available. With each of these visas you are also entitled to purchase a property in Thailand. We would like to introduce you to the different types.

  1. The normal tourist visa: With this visa you are not allowed to work in Thailand. You will receive the visa upon arrival and you can stay in Thailand for a total of 30 days with this visa. A one-time extension of another 30 days is possible and can be requested, for example, here on Koh Samui (Samui Immigration Office). The fee for this is THB 1,900. The processing takes only a few hours.
  2. The Non Immigrant Visa: This visa can only be obtained through a Thai embassy abroad. Overall, this visa is valid for one year. However, you have to leave the country every 3 months for a short time. You can apply for this visa if you want to work in Thailand or own a company (capital value greater than THB 2 million). Or you have a Thai family. Or the third variant would be the so-called “Retirement Visa”. For this, you must be over 50 years of age and have sufficient financial resources, or be able to prove that your pension is paid to you each month.
  3. The Resident Visa: – These visas are not available to most foreigners. For this, the Thai language must be able to read and write. Furthermore, you should have very good financial resources and influential local contacts that act as references for you.

📈︎

What taxes and fees do I have to pay for a property purchase in Koh Samui – Thailand?

Acquisition of a property through a company takeover:

If you purchase a property in Thailand through a takeover of another company, you will not be charged any taxes or fees. It’s more about a stock transfer here. The property still belongs to the same company after the acquisition. If the acquired company is a Thai company then you only have to pay a certain stamp duty (paid to the government) of 0.1%. For the design, the value of your shares is decisive here. If you are the divestment, you must tax your income. As a rule, this is the income tax on capital gains.

Acquisition of a property without a company takeover:

Here in the true sense of a real transfer of the property to another owner. For this, you must expect government fees and taxes of up to 6% of the purchase price. There are still differences between a lease (lease), or a contract of sale.

Lease, or rent a property (leasehold):

If you only want to rent / rent a property, you will have to pay both a stamp duty of 0.1% and a rental registration fee of 1%. Here, the total duration and the total rent are used for the calculation. Usually, the seller pays the stamp duty and the rental registration fee is shared in half. The seller may have to pay tax on his return on capital gains.

Ownership also the “freehold” model:

There are different types of taxes and fees due. It is also distinguished whether the seller does this commercially or he acts in a private nature. A holding period of the property of 5 years has to be considered. In this case, a trade tax is applied. Otherwise, there are fees, withholding tax, trade tax or stamp duty for the freehold model transfer.

The Land Office estimates the value of your property and determines from this the transfer tax to be paid. As a rule, this value is significantly lower than your purchase price. The fee is currently 2% of the estimated value.

Do you have any other questions?
We will be happy to assist you.

⚠ 请提供电话号码,以便我们更快联系您


Are you using a different language?